Credit Analyst Structured Finance (RMBS) Global Risk & Research Solutions

As an Assistant in this role, you will be responsible for assisting global Credit Analyst(s) in cash flow analysis for Structured Finance securities. Your key responsibilities will include: - Preparing cash-flow models for structured finance deals such as RMBS using proprietary platforms like IMAKE Cashflow Evaluator Intex. You will ensure the correctness of the cash flow output. - Analyzing, comprehending, and interpreting transaction documents such as Offering Circular, Indenture, Term-sheet, etc., to understand the structure and features of the deals. - Retrieving appropriate data (Asset and Liability level) to prepare cash-flow model setup files. - Scripting payment waterfalls and related conditions as per the deal covenants using pre-built functions in the scripting tools to generate the required cash-flow output. - Testing the Cash-flow model through scenario analysis to comply with all the requirements of legal documents and the Asset Specific Cash-Flow Criteria. - Resolving queries related to Cash-flow model outputs used for the ratings process. - Maintaining the model by regularly testing and validating it based on the most recent investor reports, statements published by issuers, servicers, and revising the model to be in sync with the expected outcome. - Staying abreast of the latest developments in the structured finance market and understanding/commenting on their potential impact. - Supporting Global Credit Analyst(s) in analyzing the performance of a portfolio of Structured Finance transactions for any credit event. In terms of process adherence, you will: - Focus on quality review and add analytical inputs to processes as and when needed. - Create and maintain base-level training material, process manuals, and related documentation to ensure smooth execution of tasks. - Adopt the defined processes in the day-to-day execution of assignments. - Identify process improvement avenues that lead to value addition to work. - Ensure the knowledge gained is retained and documented through operating manuals. - Work with other teams and suggest methods to improve the efficiency of the existing process. - Practice and follow all compliance, confidentiality, and information security policies and procedures as per the organization's guidelines. You will also be responsible for: - Building and maintaining relationships with onshore Analysts and respective stakeholders. - Setting expectations with clients for routine tasks (scope of work, timelines, etc.). - Providing mentoring/training to junior members of the team. - Implementing team-level initiatives (co-curricular activities). - Familiarizing new recruits to the team and organization. The expected candidate profile includes: - Understanding of Fixed Income AND/OR Structured Finance / Securitization concepts. - Excellent oral and written communication skills. - Positive attitude with qualities of a team player and solution-oriented mindset. - Ability to take ownership and execute tasks independently. - Ability to deal with pressure and openness to new ideas and initiatives. - Ability to build client relations and take a view based on client guidance. Essential Qualification: - Two years full-time MBA (Finance) OR Equivalent. Preferred Qualification: - Two years full-time MBA/PGDM (Finance) OR Equivalent degree in Quantitative Finance OR (CFA / FRM) with 1-2 years of work experience in Structured finance RMBS. Required Skills: - Credit Analysis - Credit Appraisals - Credit Monitoring - Structured Finance - RMBS (Residential Mortgage Backed Securities) - Securitization - ABS (Asset Based Securities) As an Assistant in this role, you will be responsible for assisting global Credit Analyst(s) in cash flow analysis for Structured Finance securities. Your key responsibilities will include: - Preparing cash-flow models for structured finance deals such as RMBS using proprietary platforms like IMAKE Cashflow Evaluator Intex. You will ensure the correctness of the cash flow output. - Analyzing, comprehending, and interpreting transaction documents such as Offering Circular, Indenture, Term-sheet, etc., to understand the structure and features of the deals. - Retrieving appropriate data (Asset and Liability level) to prepare cash-flow model setup files. - Scripting payment waterfalls and related conditions as per the deal covenants using pre-built functions in the scripting tools to generate the required cash-flow output. - Testing the Cash-flow model through scenario analysis to comply with all the requirements of legal documents and the Asset Specific Cash-Flow Criteria. - Resolving queries related to Cash-flow model outputs used for the ratings process. - Maintaining the model by regularly testing and validating it based on the most recent investor reports, statements published by issuers, servicers, and revising the model to be in sync with the expected outcome. - Staying abreast of the latest developments in the structured finance market and und