Junior Credit Assessment Officer

As a young professional joining the Credit Product Centre team at Swiss Re, your role will involve supporting the deal teams for Trade Finance & Working Capital Solutions underwriting. Your key responsibilities will include: - Conducting professional and profound credit risk/rating assessment and financial analysis of a diverse set of corporates. - Collating financial and other risk-relevant information and entering data in underwriting tools for underwriter review and validation. - Improving credit file productivity and processing efficiency, and responding in a timely manner to credit/underwriting requests. - Ensuring proper monitoring and oversight of the credit portfolio. - Communicating effectively with internal stakeholders and underwriters. This unique opportunity will allow you to implement your credit analytical skills with a real portfolio, relate economic developments to market performance, and support the deal teams to ensure sustainable profitability. You will collaborate with colleagues in diverse functions including underwriting, risk management, and portfolio management. Additionally, you will contribute to activities linked to the elaboration and implementation of the strategy of the Trade Finance & Working Capital Solutions team. Qualifications required for this role include: - 3-5 years of experience in credit analysis and credit-related work, preferably in a Credit Rating Agency or Trade Credit Insurance/Trade Finance division of a bank or factoring company. - Knowledge of corporate loans and trade finance products is a plus. - Strong academic background with a relevant business degree and/or post-graduate/MBA/CA/CFA similar qualification in finance. - Proficiency in financial spreading, analysis, and projections. - Ability to enrich credit analysis with current economic, industry, and market sentiments. - Experience in assessing Obligors group structures and intragroup linkages to determine credit ratings. - Attention to detail and ability to critically question rationales behind risk ceding applications. - Prior experience in risk analytics and expert knowledge of Excel and other MS Office software. - Flexibility to work in international project teams. Skills required for this role include: - Quantitative and analytical skills, pragmatism, and firm judgment. - Independent thinking, thirst for knowledge, and business curiosity. - Convincing interpersonal skills and ability to maintain effective working relations in a multi-disciplinary and multi-cultural environment. - Self-starter, organized, and able to handle multiple priorities and meet deadlines. - Ability to manage diverse projects and tasks simultaneously. - Able to apply quantitative skills, business knowledge, logical thinking, and communicate key messages through visualization and presentation. - A team player with digital transformation project experience being a plus. Join Swiss Re, one of the world's leading providers of reinsurance, insurance, and other forms of insurance-based risk transfer, in making the world more resilient. With a collaborative environment and inclusive culture, you will have equal opportunities to thrive and develop professionally regardless of your background. Embrace the opportunity to bring your authentic self to work and contribute to sustainability initiatives. As a young professional joining the Credit Product Centre team at Swiss Re, your role will involve supporting the deal teams for Trade Finance & Working Capital Solutions underwriting. Your key responsibilities will include: - Conducting professional and profound credit risk/rating assessment and financial analysis of a diverse set of corporates. - Collating financial and other risk-relevant information and entering data in underwriting tools for underwriter review and validation. - Improving credit file productivity and processing efficiency, and responding in a timely manner to credit/underwriting requests. - Ensuring proper monitoring and oversight of the credit portfolio. - Communicating effectively with internal stakeholders and underwriters. This unique opportunity will allow you to implement your credit analytical skills with a real portfolio, relate economic developments to market performance, and support the deal teams to ensure sustainable profitability. You will collaborate with colleagues in diverse functions including underwriting, risk management, and portfolio management. Additionally, you will contribute to activities linked to the elaboration and implementation of the strategy of the Trade Finance & Working Capital Solutions team. Qualifications required for this role include: - 3-5 years of experience in credit analysis and credit-related work, preferably in a Credit Rating Agency or Trade Credit Insurance/Trade Finance division of a bank or factoring company. - Knowledge of corporate loans and trade finance products is a plus. - Strong academic background with a relevant business degree and/or post-graduate/MB