MERN Full Stack Architect – Banking Domain (Tamil Nadu)

Experience: Minimum of 10–12 Years

Must Have: Minimum of 3+ Years in the Banking domain and played an Architect Role

Employment Type: Full-Time

Location: Chennai/Hybrid/Remote

Important Note: Only candidates who have 10+ years of experience, have a must have skillsets, and meet the eligibility criteria should apply. Others are kindly requested not to apply.

About the Role

We are looking for a Principal Full Stack Architect to lead the design and evolution of

large-scale, mission-critical banking platforms. This role is responsible for end-to-end

architecture ownership across digital channels, microservices, service orchestration, and

identity platforms, with a strong focus on customer onboarding, compliance-driven

workflows, and secure identity services.

The ideal candidate will act as a technical authority and architectural decision-maker ,

balancing business requirements, regulatory constraints, scalability, and security while

guiding multiple engineering teams.

Key Responsibilities

Architecture & Platform Ownership

• Define and own the end-to-end architecture for digital banking platforms, covering frontend, backend, integration, orchestration, and identity layers.
• Establish architectural standards, reference architectures, and design patterns for microservices, APIs, and event-driven systems.
• Drive architectural decisions around scalability, resiliency, fault tolerance, performance, and security in a regulated banking environment.
• Review and approve solution designs, ensuring alignment with enterprise architecture and regulatory requirements.

Digital Onboarding & Banking Workflows

• Architect digital customer onboarding platforms for retail and corporate banking, including:

o KYC / AML verification

o Document management and validation

o Account opening and lifecycle workflows

• Design service orchestration frameworks to coordinate complex, multi-step banking processes (e.g., onboarding, loan origination, compliance screening).
• Define orchestration vs. choreography strategies using Camunda BPM and event-driven patterns.

Identity & Security Architecture

• Lead the architecture of identity and access management (IAM) platforms, including:

o Authentication, authorization, RBAC, MFA

o eKYC / Video KYC integrations

o OAuth 2.0, OpenID Connect, and SAML-based federated identity

• Ensure secure integration with enterprise identity providers (Active Directory, Okta, Ping Identity).
• Drive compliance with banking security standards, data protection regulations, and privacy requirements.

API & Integration Architecture

• Define enterprise API strategies using Kong API Gateway , including:

o API lifecycle management

o Security, throttling, and governance

o External partner and internal service integrations

• Architect real-time and asynchronous integrations using Apache Kafka and messaging patterns.

Technical Leadership & Governance

• Act as a technical mentor and architectural coach for senior developers and tech leads.
• Lead architectural reviews, design forums, and technology evaluations.
• Collaborate closely with product owners, compliance teams, and business stakeholders to translate regulatory and business requirements into robust technical architectures.
• Provide oversight and guidance on CI/CD, DevOps practices, and cloud-native deployments.

Required Skills & Qualifications

• 10–12 years of overall experience, with 3+ years in banking or financial services architecture.
• Proven experience in architecting large-scale banking platforms using microservices and cloud-native patterns.
• Strong architectural understanding of React.js-based frontend ecosystems .
• Deep expertise in Node.js microservices architectures (Express.js / NestJS).
• Hands-on architectural experience with Kong API Gateway .
• Strong experience designing event-driven architectures using Apache Kafka.
• Solid experience with Camunda BPM and BPMN-based workflow orchestration.
• Strong domain knowledge of banking systems , including payments, KYC/AML, lending, and compliance workflows.
• Proven experience designing digital onboarding and identity platforms .
• Robust knowledge of IAM architecture , SSO, MFA, and federated identity.
• Experience with PostgreSQL, MongoDB, Redis at an architectural level.
• Strong understanding of Docker, Kubernetes , and cloud platforms (AWS, Azure, or GCP ).

Nice to Have

• Experience defining enterprise architecture standards or platform roadmaps.
• Knowledge of GraphQL or gRPC for internal service communication.
• Experience with observability and monitoring architecture (ELK, Prometheus, Grafana, Splunk).
• Robust understanding of PCI-DSS, data residency, and privacy regulations.
• Experience with biometric authentication and liveness detection.
• Familiarity with BPMN 2.0 and workflow governance models.
• Prior experience working with regulators, audits, or compliance-driven delivery.