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Acquisitions Credit Risk Analytics - Analyst II

Citi

Gurgaon Haryana India, IndiaFull Time
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Acquisitions Credit Risk Analytics - Analyst II at Citi is a full time role based in Gurgaon Haryana India, India. It was published on 6 August 2026 and was open at last check.

Acquisitions Credit Risk Analytics - Analyst II at Citi — key details
RoleAcquisitions Credit Risk Analytics - Analyst II
CompanyCiti
LocationGurgaon Haryana India, India
Employment typeFull Time
Published6 August 2026
StatusOpen at last check

The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Role Summary:

  • Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses
  • Support tactical and strategic Risk Analytics projects for U.S. Consumer Cards
  • Independently manage development and implementation of effective risk management strategies that balances the risk and reward of the portfolio
  • Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes
  • Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies.
  • Must be able to effectively provide updates and communicate key initiatives to senior risk management.
  • Analyze tests and performance using SAS and decision tree (CHAID/ CART)
  • Evaluate effectiveness of current policies and strategies

Responsibilities:

  • Must have capability to clearly develop and communicate analysis
  • A good understanding of credit life cycle
  • Must have hands on expertise in developing and managing segmentations
  • Presentations to both technical and non-technical personnel are required to be made frequently as part of the job
  • Ability to work efficiently in a matrix environment balancing between both business and functional interactions and priorities.

Skills:

  • 1-3 years of relevant experience
  • Experienced in developing, implementing, and monitoring credit strategies or scoring models across authorizations, underwriting, existing customer management and collections
  • Programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments.
  • Highly proficient in Excel/pivot tables and PowerPoint.
  • Exposure to project/process management
  • Strong communication and presentation skills targeting a variety of audiences
  • Flexibility in approach and thought process Strong influencing and facilitation skills.

Education:

  • Bachelor's degree/University degree in Mathematics/ Statistics/ Economics or equivalent experience

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .

View Citi’s EEO Policy Statement and the Know Your Rights poster.

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Create your free OnJob profile to apply — we'll take you to Citi's application after sign-up. · Posted 6 Aug 2026.

Acquisitions Credit Risk Analytics - Analyst II at Citi — questions answered

What does the Acquisitions Credit Risk Analytics - Analyst II role at Citi pay?

Citi does not publish a salary on this Acquisitions Credit Risk Analytics - Analyst II listing, so OnJob shows no figure for it rather than an estimate. For what this role pays across the market, the OnJob salary guides aggregate the live listings that do disclose pay.

Where is the Acquisitions Credit Risk Analytics - Analyst II role at Citi based?

Citi lists this Acquisitions Credit Risk Analytics - Analyst II role in Gurgaon Haryana India, India, advertised as full time work at that location. Larger employers sometimes cover several sites under one city name, so confirm the exact office with Citi before you apply.

Is the Acquisitions Credit Risk Analytics - Analyst II role at Citi still open?

The Acquisitions Credit Risk Analytics - Analyst II posting at Citi was open at OnJob's last check of the employer's careers page, having been published on 6 August 2026. OnJob re-checks source listings on each build and marks a role closed once it disappears, but listings can close without notice, so the employer's own page is the final word.

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