Backend Engineer for Acquiring Risk
Wise
Backend Engineer for Acquiring Risk at Wise is a full time role based in London, London, , United Kingdom. The listing states pay of £68k–£88k. It was published on 16 July 2026 and was open at last check.
| Role | Backend Engineer for Acquiring Risk |
|---|---|
| Company | Wise |
| Location | London, London, , United Kingdom |
| Employment type | Full Time |
| Pay (as listed) | £68k–£88k |
| Published | 16 July 2026 |
| Status | Open at last check |
Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
About the role
Team you will be working with: Acquiring Risk
The Acquiring Risk team is part of Acquiring Squad, in the Global Product tribe, dedicated to ensuring customers can receive money quickly and securely, using our full suite of Acquiring products. We build smart fraud detection and prevention systems to stop scammers and fraudsters from exploiting Wise or defrauding our customers.
Supporting our full suite of Acquiring products — QuickPay, Payment links, Invoices, e-commerce, and more — we work closely with our financial crime teams to strike the perfect balance: seamless experiences for legitimate users, strong barriers against bad actors.
How we work
Our team is focused on building a great Acquiring experience for our business customers. To achieve this, we prioritise projects using a mix of data and intuition, focus on good execution and learn from our mistakes.
What will you be working on?
We're looking for a Backend Engineer to build a fraud engine that will help us ship new products and features quickly while keeping risk and cost low. This will involve working closely with Product, Data Science, Fraud Prevention Analysts and our Fraud agents to strike the right balance between scaling quickly and mitigating risk efficiently.
What do you need?
- Hands-on experience with distributed systems, including microservices architecture and backend services supporting large-scale traffic.
- Proven ability to deliver high-performance, low-latency systems with a focus on speed, scalability, and reliability.
- Strong product-oriented mindset, with end-to-end ownership of features and good collaboration within the team.
- Proficiency in Java (preferred) or solid experience with similar backend programming languages.
- Familiarity with messaging systems such as Kafka or RabbitMQ, and strong knowledge of relational databases (SQL).
- Excellent communication and collaboration skills, combined with a growth mindset and focus on delivering user and business value.
Nice to Have:
- Understanding of basic machine learning concepts and experience building data pipelines.
Interested? Find out more:
- How we work - a practical guide
- DEI @ Wise
- Wise Tech Stack (2025 update)
- See what it’s like to work at Wise London
- Our engineering career map
Wise Engineering – https://medium.com/wise-engineering
What do we offer:
- Starting salary: £68,000 - £87,500 + RSUs
- Wise Benefits
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Create your free OnJob profile to apply — we'll take you to Wise's application after sign-up. · Posted 16 Jul 2026.
Backend Engineer for Acquiring Risk at Wise — questions answered
What does the Backend Engineer for Acquiring Risk role at Wise pay?
The Backend Engineer for Acquiring Risk at Wise listing states pay of £68k–£88k for the London, London, , United Kingdom position. That figure is taken directly from the employer's own posting as published, not estimated or averaged from other roles.
Where is the Backend Engineer for Acquiring Risk role at Wise based?
Wise lists this Backend Engineer for Acquiring Risk role in London, London, , United Kingdom, advertised as full time work at that location. Larger employers sometimes cover several sites under one city name, so confirm the exact office with Wise before you apply.
Is the Backend Engineer for Acquiring Risk role at Wise still open?
The Backend Engineer for Acquiring Risk posting at Wise was open at OnJob's last check of the employer's careers page, having been published on 16 July 2026. OnJob re-checks source listings on each build and marks a role closed once it disappears, but listings can close without notice, so the employer's own page is the final word.
How do you apply for the Backend Engineer for Acquiring Risk role at Wise?
Apply to the Backend Engineer for Acquiring Risk at Wise role through OnJob with a free profile: OnJob scores your fit against the listing, shows the skills lowering that score, and submits an ATS-ready profile to Wise's own application page. Creating a profile is free and needs no card.
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