Credit Risk Analyst
Paytm
Credit Risk Analyst at Paytm is a full time role based in Noida, Uttar Pradesh. It was published on 8 August 2025 and was open at last check.
| Role | Credit Risk Analyst |
|---|---|
| Company | Paytm |
| Location | Noida, Uttar Pradesh |
| Employment type | Full Time |
| Published | 8 August 2025 |
| Status | Open at last check |
About Us
Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases.aytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks’ financial instruments. To further enhance merchants’ business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners.
About the role:
Evangelize and demonstrate the value and impact of analytics for informed business decision making by developing and deploying analytical solutions and providing data driven insights to business stakeholders to understand and solve for various lending business nuances.
The Credit Risk Analyst will be responsible for monitoring , analysing and optimising lending portfolios across consumer / merchant lending products. This includes overseeing portfolio health , developing / refining risk strategies and supporting business growth through risk adjusted decision making.
Key Responsibilities :
- Portfolio Monitoring & Analytics
- Risk Strategy & Policy Design
- Stress Testing & Risk Containment
- Loss forecasting & scenario planning
- Product & Growth Partnership
- Collections Interface / Strategy
- Compliance & Bureau Management
Requirements:
- 5 to 8 yrs in portfolio risk management function in Fintech/ Banks/ NBFC
- Hands on experience in SQL, Python, R, Pyspark
- Good understanding of Bureau data, Alternate Data, Scorecards, Digital Lending API's etc
- Ability to translate data into clear insights and recommendations
- Familiarity with BI tools like Tableau, Looker , Metabase etc
- Understanding of machine learning models in credit risk
- Strong problem solving and stakeholder management skills
Why join us
- A collaborative output driven program that brings cohesiveness across businesses through technology
- Improve the average revenue per use by increasing the cross-sell opportunities
- A solid 360 feedback from your peer teams on your support of their goals
- Respect, that is earned, not demanded from your peers and manager
Compensation:
If you are the right fit, we believe in creating wealth for you
With an enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!
Create your free OnJob profile to apply — we'll take you to Paytm's application after sign-up. · Posted 8 Aug 2025.
Credit Risk Analyst at Paytm — questions answered
What does the Credit Risk Analyst role at Paytm pay?
Paytm does not publish a salary on this Credit Risk Analyst listing, so OnJob shows no figure for it rather than an estimate. For what this role pays across the market, the OnJob salary guides aggregate the live listings that do disclose pay.
Where is the Credit Risk Analyst role at Paytm based?
Paytm lists this Credit Risk Analyst role in Noida, Uttar Pradesh, advertised as full time work at that location. Larger employers sometimes cover several sites under one city name, so confirm the exact office with Paytm before you apply.
Is the Credit Risk Analyst role at Paytm still open?
The Credit Risk Analyst posting at Paytm was open at OnJob's last check of the employer's careers page, having been published on 8 August 2025. OnJob re-checks source listings on each build and marks a role closed once it disappears, but listings can close without notice, so the employer's own page is the final word.
How do you apply for the Credit Risk Analyst role at Paytm?
Apply to the Credit Risk Analyst at Paytm role through OnJob with a free profile: OnJob scores your fit against the listing, shows the skills lowering that score, and submits an ATS-ready profile to Paytm's own application page. Creating a profile is free and needs no card.
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