Product Management - Product Manager - Recharges & Utilities

Role : Associate Product Manager

About Paytm:

Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology

Our Story

Join the Recharges & Bill Payments Product team at Paytm which touches millions of users daily across 26+ categories including Mobile Recharges, Electricity Bills, DTH, Credit Card Bills and FASTag. As a team, we operate at the intersection of scale, reliability, and innovation, constantly reimagining how India pays its bills. You'll be part of a fast-paced, data-driven environment with end-to-end ownership, where every experiment and product improvement directly impacts user experience for millions. If you're excited about solving complex problems at scale and building for Bharat, this is the place for you.

Expectations/Requirements : ·

Own the end-to-end product lifecycle for key categories under Recharges & Bill Payments — from user pain-point discovery to solution design, rollout, and optimization.

Work closely with design, engineering, analytics, and business teams to build intuitive, reliable, and scalable product experiences used by millions daily. Prioritize ruthlessly in a high-volume environment, balancing user needs, business impact, and tech constraints.

Drive growth through thoughtful experimentation, funnel optimization, and user retention strategies.

Build a deep understanding of our users across segments and geographies — especially Bharat users — and translate insights into product strategy.

Bring in first principles thinking to challenge assumptions and reimagine how India pays its bills.

Superpowers/ Skills that will help you succeed in this role: ·

2-5 years of product management experience, ideally in consumer tech, fintech, or large-scale products.

Proven ability to build and scale 0→1 and 10→100 products in fast-paced environments.

Strong analytical mindset, comfortable working with data to inform decisions, define success metrics, and run A/B tests.

Excellent problem-solving skills, with a knack for breaking complex systems into simple, elegant experiences.

Ability to thrive in cross-functional teams and drive alignment across diverse stakeholders.

Passion for building for the next 500 million users — prior experience in BBPS, Telcos is a plus

Why join us: A collaborative output driven program that brings cohesiveness across businesses through technology Improve the average revenue per use by increasing the cross-sell opportunities A solid 360 feedback from your peer teams on your support of their goals. Respect, that is earned, not demanded from your peers and manager

Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!