Consumer Credit Risk Officer
Citi
Consumer Credit Risk Officer at Citi is a full time role based in Pune Maharashtra India, India. It was published on 25 June 2026 and was open at last check.
| Role | Consumer Credit Risk Officer |
|---|---|
| Company | Citi |
| Location | Pune Maharashtra India, India |
| Employment type | Full Time |
| Published | 25 June 2026 |
| Status | Open at last check |
Consumer Credit Risk Role - Officer
Overview
The Consumer Credit Risk Officer role is a pivotal position responsible for safeguarding the integrity, compliance, and operational excellence of credit risk management activities. These roles collectively ensure that critical credit data is accurately managed, integrated, and utilized, adhering to stringent regulatory requirements while fostering continuous innovation and cross-functional alignment.
High-Level Responsibilities
- Data Management & Governance: Ensuring accuracy, integrity, security, and quality of data.
- Implementing robust data governance frameworks and controls.
- Managing data integration from various sources, especially third-party credit bureaus.
- Regulatory Compliance: Ensuring strict adherence to legal and regulatory standards (FCRA, OCC, CFPB, Federal Reserve).
- Applying compliance across all data processes, systems, and reporting.
- Risk Management: Identifying, assessing, and mitigating risks related to data quality, credit risk models, and regulatory non-compliance.
- Cross-Functional Collaboration & Stakeholder Engagement: Acting as a key liaison and collaborating with internal stakeholders (e.g., Risk, IT, Compliance, Legal, Finance, Business units).
- Innovation & Continuous Improvement: Leading initiatives to drive automation, enhance efficiency, and improve scalability of data management, testing, and compliance.
- Leveraging emerging technologies such as AI/ML.
- Strategy and Operations: Contributing to the development and implementation of credit risk strategies.
- Ensuring operational excellence in credit risk processes.
High-Level Qualifications
- Educational Background: Bachelor's degree in a relevant field (Finance, Risk Management, IT).
- Credit Risk Expertise: 5+ years of experience in consumer credit risk management or financial services.
- Understanding of credit risk models and decisioning systems.
- Data Proficiency: Strong capabilities in data analysis, data integration, and managing complex data sets.
- Proficiency with relevant technical tools and platforms (e.g., SAS, SQL).
- Analytical & Problem-Solving Skills: Analytical mindset to interpret complex data and identify issues.
- Ability to provide actionable insights and drive effective solutions in dynamic environments.
- Communication & Leadership: Consistently demonstrate clear and concise verbal and written communication skills.
- Ability to convey complex information to diverse audiences.
- Demonstrated leadership potential and ability to influence and collaborate effectively.
- Regulatory Acumen: Solid understanding of the regulatory landscape affecting credit reporting and risk management.
- Experience in ensuring compliance.
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Create your free OnJob profile to apply — we'll take you to Citi's application after sign-up. · Posted 25 Jun 2026.
Consumer Credit Risk Officer at Citi — questions answered
What does the Consumer Credit Risk Officer role at Citi pay?
Citi does not publish a salary on this Consumer Credit Risk Officer listing, so OnJob shows no figure for it rather than an estimate. For what this role pays across the market, the OnJob salary guides aggregate the live listings that do disclose pay.
Where is the Consumer Credit Risk Officer role at Citi based?
Citi lists this Consumer Credit Risk Officer role in Pune Maharashtra India, India, advertised as full time work at that location. Larger employers sometimes cover several sites under one city name, so confirm the exact office with Citi before you apply.
Is the Consumer Credit Risk Officer role at Citi still open?
The Consumer Credit Risk Officer posting at Citi was open at OnJob's last check of the employer's careers page, having been published on 25 June 2026. OnJob re-checks source listings on each build and marks a role closed once it disappears, but listings can close without notice, so the employer's own page is the final word.
How do you apply for the Consumer Credit Risk Officer role at Citi?
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