Product Management - Senior Product Manager - Risk
Paytm
Product Management - Senior Product Manager - Risk at Paytm is a full time role based in Bangalore, Karnataka. It was published on 6 September 2026 and was open at last check.
| Role | Product Management - Senior Product Manager - Risk |
|---|---|
| Company | Paytm |
| Location | Bangalore, Karnataka |
| Employment type | Full Time |
| Published | 6 September 2026 |
| Status | Open at last check |
About Paytm:
Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology.
About the Team:
The Credit Risk Product Team is at the core of our lending operations, ensuring that our risk assessment models are efficient, scalable, and compliant with regulatory frameworks. The team collaborates closely with data scientists, engineers, and business stakeholders to develop and enhance credit risk models, decisioning frameworks, and risk mitigation strategies. By leveraging advanced analytics and machine learning, the team continuously refines underwriting processes to optimize loan performance and reduce defaults.
About the Role:
We are looking for a rockstar Senior Product Manager – Lending Risk to lead the Merchant Lending Risk charter at Paytm. You will own the risk product strategy that powers unsecured merchant loans, balancing aggressive growth with rock-solid credit quality and regulatory integrity, while partnering closely with Risk, Data Science, Engineering & Business.
Key Responsibilities:
- Define and drive the product roadmap for merchant lending risk.
- Build and scale rule engines (BRE), decision engines, and model orchestration layers.
- Implement audit-ready decision logs and explainability layers.
- Build robust policy versioning and experimentation infrastructure.
- Lead a team of credit risk analysts owning underwriting, risk, fraud, and monitoring.
Requirements:
- 5+ years of product management experience in the consumer or fintech industry.
- Strong experience in unsecured merchant or SME lending preferred
- Strong analytical and structured thinking ability.
Why join us
- A collaborative output driven program that brings cohesiveness across businesses through technology·
- Improve the average revenue per use by increasing the cross-sell opportunities·
- A solid 360 feedback from your peer teams on your support of their goals·
- Respect, that is earned, not demanded from your peers and manager.
Compensation:
If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 17 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!
Create your free OnJob profile to apply — we'll take you to Paytm's application after sign-up. · Posted 6 Sept 2026.
Product Management - Senior Product Manager - Risk at Paytm — questions answered
What does the Product Management - Senior Product Manager - Risk role at Paytm pay?
Paytm does not publish a salary on this Product Management - Senior Product Manager - Risk listing, so OnJob shows no figure for it rather than an estimate. For what this role pays across the market, the OnJob salary guides aggregate the live listings that do disclose pay.
Where is the Product Management - Senior Product Manager - Risk role at Paytm based?
Paytm lists this Product Management - Senior Product Manager - Risk role in Bangalore, Karnataka, advertised as full time work at that location. Larger employers sometimes cover several sites under one city name, so confirm the exact office with Paytm before you apply.
Is the Product Management - Senior Product Manager - Risk role at Paytm still open?
The Product Management - Senior Product Manager - Risk posting at Paytm was open at OnJob's last check of the employer's careers page, having been published on 6 September 2026. OnJob re-checks source listings on each build and marks a role closed once it disappears, but listings can close without notice, so the employer's own page is the final word.
How do you apply for the Product Management - Senior Product Manager - Risk role at Paytm?
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