Senior Credit Risk Analyst
Together AI
Senior Credit Risk Analyst at Together AI is a full time role based in Cheadle, England, Cheadle, England, United Kingdom. It was published on 2 September 2026 and was open at last check.
| Role | Senior Credit Risk Analyst |
|---|---|
| Company | Together AI |
| Location | Cheadle, England, Cheadle, England, United Kingdom |
| Employment type | Full Time |
| Published | 2 September 2026 |
| Status | Open at last check |
Benefits of working at Together
- 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
- Free access to company holiday homes
- Buy & sell holidays
- Discretionary annual bonus plus an additional Shared Reward Bonus
- Matched pension contribution
- Health cash plan plus Private medical insurance
- Life assurance and Critical illness cover
- Travel season ticket loans and Ride to work scheme
- Free local gym access
- Local bar / restaurant discounts
Company Description
We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans.
We take the time to understand our customers and our door is always open, so we can often help when other lenders can’t or won’t. Based in Cheadle, Cheshire, our 750 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book.
As a Senior Credit Risk Analyst you will be responsible for supporting the oversight of first line credit risk management and the reporting and development of product standards. You will analyse portfolio risks and concentrations and build portfolio and arrears forecasting; escalating material risks to committees as required. You will also support the Senior Manager Credit Risk in the development of cost of risk and use of credit scoring strategies for our product portfolios. In liaison with key stakeholders you will identify key pockets of credit risk and ensure that these are being appropriately managed.
As a Senior Credit Risk Analyst we are looking for someone to:
- Have oversight of first line credit risk management activity
- Analyse portfolio credit risks, providing timely and accurate updates to risk committees.
- Pro-actively identify trends and insights based on regular credit risk reporting, supporting the Senior Credit Risk Manager with the actions required to address areas of concern/opportunity, working with the first line credit risk team
- Support the Senior Credit Risk Manager with the input and running of 2nd line oversight committees and regular routines
- Perform analysis to support changes to credit risk strategies, lending and arrears management policies
- Support development and monitoring of new products and strategies
- Analyse portfolio risks and concentrations and build portfolio and arrears forecasting; escalating material risks to committees as required.
- Support the Senior Manager Credit Risk in the development of cost of risk and use of credit scoring strategies
- Liase with key stakeholders, identify key pockets of credit risk and ensure that these are being appropriately managed.
- Support the development of affordability, valuation and credit strategies
- Maintain comprehensive governance, procedures and records
- Build and maintain a strong stakeholder network to share credit risk expertise and insight across the organisation
Essential:
- Numerical degree, strong analytical skills and excellent attention to detail
- Experience in a credit risk environment
- A solid grounding in data analysis using quantitative analytic tools.
- Strong SQL skills
- Strong understanding of the fundamental concepts of credit risk management
- Advanced Excel skills
- Good understanding of risk management of secured lending portfolios.
- Experience of using complex data
Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.
If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.
Click here for more information on our Recruitment Process
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.
#TMHP
Create your free OnJob profile to apply — we'll take you to Together AI's application after sign-up. · Posted 2 Sept 2026.
Senior Credit Risk Analyst at Together AI — questions answered
What does the Senior Credit Risk Analyst role at Together AI pay?
Together AI does not publish a salary on this Senior Credit Risk Analyst listing, so OnJob shows no figure for it rather than an estimate. For what this role pays across the market, the OnJob salary guides aggregate the live listings that do disclose pay.
Where is the Senior Credit Risk Analyst role at Together AI based?
Together AI lists this Senior Credit Risk Analyst role in Cheadle, England, Cheadle, England, United Kingdom, advertised as full time work at that location. Larger employers sometimes cover several sites under one city name, so confirm the exact office with Together AI before you apply.
Is the Senior Credit Risk Analyst role at Together AI still open?
The Senior Credit Risk Analyst posting at Together AI was open at OnJob's last check of the employer's careers page, having been published on 2 September 2026. OnJob re-checks source listings on each build and marks a role closed once it disappears, but listings can close without notice, so the employer's own page is the final word.
How do you apply for the Senior Credit Risk Analyst role at Together AI?
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