CRA Officer
Ocean Bank
CRA Officer at Ocean Bank is a full time role based in Remote · United States (remote). It was published on 4 September 2026 and was open at last check.
| Role | CRA Officer |
|---|---|
| Company | Ocean Bank |
| Location | Remote · United States (remote) |
| Employment type | Full Time |
| Published | 4 September 2026 |
| Status | Open at last check |
Overview
Ocean Bank is looking for a relationship-driven CRA Officer to lead the bank’s Community Reinvestment Act (CRA) compliance strategy and support a strong culture of regulatory excellence, partnering and involving with local communities in the South Florida Tri-County Area (Miami-Dade, Broward and Palm Beach counties). This is an opportunity for a compliance professional who thrives in a dynamic banking environment and brings expertise in CRA, Fair Lending, HMDA, ECOA, and consumer compliance. The CRA Officer partners with leadership and cross-functional teams to monitor performance, strengthen controls, support examinations and audits, and help advance the bank’s community development and compliance objectives. The ideal candidate is analytical, proactive, collaborative, and passionate about balancing regulatory compliance with meaningful community impact.
Responsibilities
- Lead and monitor the bank’s CRA program to support ongoing regulatory compliance and performance objectives.
- Review and analyze CRA, HMDA, ECOA, Fair Lending, and related consumer compliance activities to identify trends, risks, and opportunities for improvement.
- Partner with internal stakeholders to evaluate community development investments, donations, and service activities for CRA consideration and documentation.
- Support and coordinate regulatory examinations, internal audits, and compliance reviews, including preparation of responses and supporting documentation.
- Provide guidance, training, and subject matter expertise to business units on lending compliance requirements and regulatory expectations.
- Assist in developing, enhancing, and maintaining compliance policies, procedures, monitoring reports, and risk assessments.
- Prepare reporting and materials for management committees and help promote effective governance of CRA and consumer compliance initiatives.
- Review and respond to consumer complaints as needed.
- Review lending and other related advertising and marketing materials.
- Responsible for attending regulatory, professional/trade and civic association meetings held related to CRA/HMDA/ECOA/Fair Lending compliance.
- Serve as a trusted compliance partner by helping address regulatory questions, consumer complaints, and emerging compliance matters.
Qualifications
Education/Experience:
Requirements
- Bachelor’s degree in Business (Finance, Economics or Accounting).
- 7+ years of experience directly related to CRA/HMDA/ECOA/Fair Lending compliance administration.
- 3+ years in a supervisory or managerial position
- Extensive knowledge of consumer regulations, including but not limited to: Community Reinvestment Act, Home Mortgage Disclosure Act, Equal Credit Opportunity Act, Unfair and Deceptive Practices Act, Fair Housing Act, Fair Lending Interagency Statements, TRID, RESPA and TILA.
- Periodic travel may be required to the branches and to outside organizations.
- Must reside in the South Florida Tri-County Area (Miami-Dade, Broward, or Palm Beach counties).
Combination of education and experience will be considered.
- Proven ability to develop and manage community programs.
- Experience with managing the CRA Compliance Examination process and proactively engaging with regulators.
- Maintain knowledge and involvement of local low- and moderate-income communities to support the Bank’s Community Reinvestment Act (CRA) requirements
- Ability to use sound judgment and make critical decisions regarding CRA compliance with minimal supervision.
- Experience with data analysis and reporting.
- Knowledge of banking products and services.
- Ability to understand and implement job related policies and procedures.
- Must have strong familiarity with regulatory banking environment and banking regulations.
- Must possess excellent verbal and written communication skills, interpersonal and organizational skills.
- Highly self-motivated, self-directed, and attentive to detail.
- Proficiency in MS Office Software, (Excel, Word, Outlook, Power Point, and Teams).
Preferences
- None
Licenses/Certifications
- None
Job Posting Locations
Originally posted on Himalayas
Create your free OnJob profile to apply — we'll take you to Ocean Bank's application after sign-up. · Posted 4 Sept 2026.
CRA Officer at Ocean Bank — questions answered
What does the CRA Officer role at Ocean Bank pay?
Ocean Bank does not publish a salary on this CRA Officer listing, so OnJob shows no figure for it rather than an estimate. For what this role pays across the market, the OnJob salary guides aggregate the live listings that do disclose pay.
Is the CRA Officer role at Ocean Bank remote?
Yes — Ocean Bank advertises this CRA Officer role as remote, tied to Remote · United States, and it is listed as full time work. Remote terms come from the employer's own posting, so confirm the expected working hours, timezone and any on-site days with Ocean Bank before you apply.
Is the CRA Officer role at Ocean Bank still open?
The CRA Officer posting at Ocean Bank was open at OnJob's last check of the employer's careers page, having been published on 4 September 2026. OnJob re-checks source listings on each build and marks a role closed once it disappears, but listings can close without notice, so the employer's own page is the final word.
How do you apply for the CRA Officer role at Ocean Bank?
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